AMI's investments will be made under the following general terms and conditions:

  • No single investment to exceed $3 million.  It is anticipated that most investments will be between $1.5 and $2.5 million.
  • Interest coupons of 12% - 14%.
  • Nominally priced and detachable warrants, or a similar equity-related security, representing a minority ownership position in the borrower.
  • Final maturity generally not to exceed 7 years.
  • Amortization will be in amounts sufficient to result in not greater than a 30% balloon payment on a final maturity of 7 years.
  • A first or second lien on all assets, and in some cases a pledge of stock.
  • 2% to 3% processing fees.

With our extensive experience in structuring financings and raising capital for small and mid-sized businesses, AMI has the ability to tailor transactions to best suit the needs of its borrowers.