|
Below is a summary
of AMI's general investment criteria.Ý While the following is intended
to be a guideline to borrowers, we will also review those situations in
which a company does not meet the stated guidelines if there are compelling
reasons.
- Companies with
principal operations in the target geographic area of New Jersey, Pennsylvania,
New York and Connecticut. AMI also will selectively consider transactions
from companies located in the mid-Atlantic and northeast regions.
-
In business at least 5 years with at least 3 years of prior financial
statements. Preferably, the last 2 years should be audited.
- Companies engaged
in the manufacturing, service or distribution industries. AMI
is unable to lend to companies in the real estate development, construction,
gambling, natural resources, biotechnology or insurance industries.
We do not invest in start-up or turnaround situations.
- Sales between $5
- $50 million and a strong market niche or competitive position as evidenced
by above average or growing operating margins.
- Earnings before
interest, taxes, depreciation and amortization (EBITDA) in excess of
10% of Sales.
- Management must
have a demonstrated record of achievement, credible experience in the
industry and a significant equity investment in the company.
AMI understands the
importance of a timely response in reviewing a financing proposal.
We will make every effort to give you an indication of interest within
1 week from receipt of a proposal.
|
